Wildwood is the largest city by area in St. Louis County, located in the far western part of the county. It is known for its rural character, large lots, and outdoor recreation areas.
Missouri state exemptions apply. Homestead: $15,000. Vehicle: $3,000. Household goods: $3,000. Wildcard: $600 plus up to $3,250 of unused homestead. Wages: 75% exempt (90% for head of household). Retirement: fully exempt. Missouri does not allow federal exemptions.
Exemptions determine what property you can keep in bankruptcy. See the full exemptions guide.
These organizations may offer free or low-cost assistance. Contact them directly to verify current services and eligibility requirements.
Wildwood residents file in the Eastern District of Missouri at 111 S 10th St, St. Louis, MO 63102. The drive from Wildwood is approximately 35-40 minutes east on I-64/US-40.
Missouri's homestead exemption is $15,000 regardless of property size. This applies to the value of your interest, not the acreage. For properties with significant equity (common in Wildwood), Chapter 13 is typically the better option to protect your home.
Retirement accounts including 401(k)s, IRAs, pensions, and 403(b)s are fully exempt in Missouri bankruptcy. These accounts are protected regardless of their balance. This is one of the strongest protections available to Wildwood residents.
Use the free 1328(f) screener to check whether a prior discharge affects your eligibility.
Free Discharge Screener