Maryland Heights is a suburban city in western St. Louis County, located along the I-270 corridor. It is home to the Hollywood Casino Amphitheatre and significant commercial development.
Missouri state exemptions apply. Homestead: $15,000. Vehicle: $3,000. Household goods: $3,000. Wildcard: $600 plus up to $3,250 of unused homestead. Wages: 75% exempt (90% for head of household). Retirement: fully exempt. Missouri does not allow federal exemptions.
Exemptions determine what property you can keep in bankruptcy. See the full exemptions guide.
These organizations may offer free or low-cost assistance. Contact them directly to verify current services and eligibility requirements.
Maryland Heights residents file in the Eastern District of Missouri at 111 S 10th St, St. Louis, MO 63102. The drive is approximately 20-25 minutes east on I-270 and I-64.
Landlords can see bankruptcy on credit reports. However, many landlords are willing to work with people who have filed bankruptcy, especially if you can demonstrate current income and stability. A bankruptcy discharge actually makes you a lower risk because you cannot file again for several years.
Yes. You can keep your bank account, but the trustee may look at the balance on the day you file. Keep balances reasonable -- do not withdraw large amounts before filing. Missouri's wildcard exemption ($600 plus up to $3,250 unused homestead) can protect bank account funds.
Use the free 1328(f) screener to check whether a prior discharge affects your eligibility.
Free Discharge Screener