St. Louis Bankruptcy Resources

Courts, legal aid organizations, credit counseling agencies, and free educational tools to help you navigate the bankruptcy process.

Bankruptcy Court

Eastern District of Missouri -- Bankruptcy Court

Legal Aid Organizations

Legal Services of Eastern Missouri

Provides free civil legal services to low-income individuals, including bankruptcy representation.

  • Phone: (314) 534-4200
  • Website: lsem.org

The Bar Association of Metropolitan St. Louis

Can connect you with attorneys who handle bankruptcy cases, including some who offer reduced fees or payment plans.

Credit Counseling and Debtor Education

Two courses are required: a pre-filing credit counseling course and a post-filing debtor education course. You must use agencies approved by the U.S. Trustee Program.

  • Approved agencies: justice.gov -- approved agencies
  • Cost: $15-25 per course (reduced fees available for low-income filers)
  • Format: Online, phone, or in-person
  • Time: About 60-90 minutes per course

U.S. Trustee Program

The U.S. Trustee Program oversees the administration of bankruptcy cases.

Free Educational Tools

Frequently Asked Questions

Where is the St. Louis bankruptcy court?

Eastern District of Missouri: 111 S 10th St, St. Louis, MO 63102. Phone: (314) 244-4500.

Is there free legal help for bankruptcy in St. Louis?

Yes. Legal Services of Eastern Missouri ((314) 534-4200) provides free bankruptcy representation for qualifying low-income individuals.

Where can I take the required credit counseling course?

The U.S. Trustee Program maintains a list at justice.gov/ust. Most offer courses online for $15-25.

Open Bankruptcy Project Network