Can I File Bankruptcy on Medical Debt Only?

A free guide for Missouri residents. Filed in E.D. Mo..

What You Need to Know

You cannot selectively file bankruptcy on just one type of debt -- all debts must be listed in your petition. However, medical debt IS fully dischargeable in both Chapter 7 and Chapter 13. If medical bills are your primary burden, Chapter 7 may eliminate them entirely in 3-4 months. Before filing, check if your hospital has charity care programs, negotiate directly, or apply for financial assistance. Many hospitals write off bills for patients below 200-400% of the federal poverty level.

In Missouri:

Courthouse: 111 S 10th St, St. Louis MO.

Frequently Asked Questions

Can I File Bankruptcy on Medical Debt Only?

You cannot selectively file bankruptcy on just one type of debt -- all debts must be listed in your petition. However, medical debt IS fully dischargeable in both Chapter 7 and Chapter 13. If medical bills are your primary burden, Chapter 7 may eliminate them entirely in 3-4 months. Before filing, check if your hospital has charity care programs, negotiate directly, or apply for financial assistance. Many hospitals write off bills for patients below 200-400% of the federal poverty level.

How does this work in Missouri?

Filed in E.D. Mo.. Consult a qualified attorney for your specific situation.

Where do I file?

111 S 10th St, St. Louis MO.

Open Bankruptcy Project Network

Related St. Louis Bankruptcy Resources

You May Also Find Helpful